1. Information We Collect

We collect information that you provide directly to us, including:

• Account information (name, email, password)
• Financial data for modeling and analysis
• Usage data and preferences
• Communication data (support requests, feedback)

2. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our services
• Process your financial models and calculations
• Send you technical notices and support messages
• Respond to your comments and questions
• Protect against fraud and abuse

3. Data Security

We implement appropriate technical and organizational security measures to protect your data. However, no security system is impenetrable and we cannot guarantee the security of our systems 100%. We use industry-standard encryption and security protocols to protect your data.

4. Data Retention

We retain your information for as long as your account is active or as needed to provide you services. If you wish to cancel your account or request that we no longer use your information, please contact us. We may retain certain information as required by law or for legitimate business purposes.

5. Your Rights

You have the right to:

• Access your personal information
• Correct inaccurate data
• Request deletion of your data
• Export your data
• Opt out of marketing communications
• Object to how we use your data
• Lodge a complaint with supervisory authorities

6. Cookies

We use cookies and similar tracking technologies to track activity on our Service and hold certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

7. Third-Party Services

Our service may link to external sites that are not operated by us. Please be aware that we have no control over the content and practices of these sites, and cannot accept responsibility or liability for their respective privacy policies. We may use third-party service providers to:

• Host our infrastructure
• Process payments
• Analyze usage data
• Send communications

8. Children's Privacy

Our Service is not intended for use by children under the age of 13. We do not knowingly collect personal information from children under 13. If you become aware that a child has provided us with personal information, please contact us.

9. Changes to This Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "last updated" date. You are advised to review this Privacy Policy periodically for any changes.

10. Contact Us

If you have any questions about our Privacy Policy, please contact us at:

• Email: [email protected]
• Address: [Your Business Address]